- Bonus Point / Loyalty Open or Close
A loyalty programme is a mechanism that enables card issuers to reward their cardholders with loyalty points based on pre-defined rules.
Such loyalty points are gathered and accumulatedby cardholders during transactions; and can be reimbursed to the cardholders as reductions, gifts…etc
The loyalty module allows several programmes to be defined and activated based on various clientele segments. The module manages several operations:
Points credited according to predefined rules
Points debited when they are converted into gifts
Adjustments of balance points
Transfer of points across accounts, and
Card Opposition (blocking).
The loyalty system generates points balances and provides for printing of balances summaries
Loyalty management is carried out on a centralised basis. When transactions are processed, the Back Office server calculates the equivalent bonus points in accordance to the pre-defined rules.
- e-Voucher / e-Top Up Open or Close
SELECT System© e-Voucher / e-Top Up can be used as an economic, efficient alternative to the scratch card to prepay for a range of services: mobile telephony, internet access … etc.
The principle of the solution consists of using POS terminal in approved points of sale for on-demand generation of a reload or access voucher.
For telecoms operators, this module is proposed in two forms:
e-Voucher: the customer GSM number and PIN code are indicated on the voucher produced by the POS terminal
E-Top Up: the client receives the PIN reload code by SMS message from the telecom operator after authorization is granted, generating an authorisation notice which is printed by the POS terminal and that is valued as a receipt.
- Electronic wallet (gift card) Open or Close
The electronic wallet is a device that can store money without requiring a bank account. That enables payments to be made directly using payment terminals on commercial web sites, cash withdrawal, etc. It is currently in the form of a pre-paid bank card with our without chip, and it:
leads to a reduction in the risk of theft and loss of money (given that it dematerialises bank notes), and
offers the chance to check one’s spending.
- Business Intelligence Open or Close
SelectSystem® Business Intelligence covers the whole range of technologies that enable decisions to be made at the end of the chain. To help with choices, the decider needs information that is synoptic as well as relevant, enabling her / him to gauge her / his activity with the help of key indicators.
SelectSystem® Business Intelligence (BI) enables the implementation of a set of indicators that have important significance in steering electronic-cash activity.Those indicators will make up the dashboards that enable:
- a multi-criteria statistical analysis of all electronic-cash activities
- a study of the profitability of the institution’s electronic-cash products
- better understanding of clients’ behaviour with respect to electronic-cash products.
For example, by relying on data extracted from production, SelectSystem® BI offers deciders the means to carryout dynamic analysis of various electronic-cash activities (acquisition, issuing, authorisations, international systems, etc.) based on a variety of dimensions or strands (time, card type, trader category, etc.) The aim is to carry out a relevant analysis of performance, profitability, and evolution by activity segment.
- E-commerce Open or Close
The SELECT System® e-Commerce server enables management of the various authorisation requests made by Merchant Kits. It is made up of two main modules:
- Internet Secure Access (ISA Module): a module that enables the validity of Merchant Kit certificates to be identified and verified
- Internet Request Manager (ISR Module): an interface that allows enables authorisation requests to be checked for syntax, semantics, and validity